Mastercard is a registered trademark, & the circles design is a trademark, of Mastercard International Incorporated. 

1. Premier Checking Fees. $25 monthly maintenance fee — waived with either i) average daily balance of $10,000, or ii) combined average relationship balance of $75,000 per monthly statement cycle. Fees may reduce earnings.

2. Early Pay. Early Pay allows eligible direct deposits for consumer accounts to be credited to your account up to 2 business days early. Early availability is not guaranteed and is determined based on receipt of payer information and standard fraud prevention monitoring. Direct deposit is a payment made by a government agency, employer, or other third-party organization via electronic deposit, but does not include teller/ATM/ mobile or remote deposits, wire transfers, digital banking/telephone transfers between accounts at WTFC, external transfers from accounts at other financial institutions, peer-to-peer network payments like Zelle® or Venmo, or debit card transfers & deposits.