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Show Off Your True Colors with Premier Checking

Show Off Your True Colors with Premier Checking

DISCOUNTS

Get a 10% discount at the team shop and a 15% discount* on concessions during all Blue Demon basketball home games at Wintrust Arena when presenting a Wintrust Community Banks DePaul University debit card.

$100 to open. $10,000 average daily balance or $75,000 combined average relationship balance in consumer accounts held at the same charter bank to avoid $25 monthly fee.1 Rate bonus on all Statement Savings Advanced accounts of 0.15% over the current Statement Savings Advanced interest rate.2 Promo code applied automatically.

$100 to open. $10,000 average daily balance or $75,000 combined average relationship balance in consumer accounts held at the same charter bank to avoid $25 monthly fee.1 Rate bonus on all Statement Savings Advanced accounts of 0.15% over the current Statement Savings Advanced interest rate.2 Promo code applied automatically.

Banking Benefits That Extend Beyond Campus

Banking Benefits That Extend Beyond Campus

An exclusive DePaul University debit card is just one way to show pride for your favorite school. Check out the rest of the benefits you’ll enjoy.

Free ATMS3

We reimburse all your ATM fees, so every ATM in the U.S. is free.

Digital Banking4

We have the latest banking tools to help you easily manage your account on the go wherever you go!

Early Pay5

Receive your paycheck up to two days earlier than your scheduled payday.

Tiered & Variable Interest Rate

Reward yourself with interest paid monthly.

Want in on Early Pay?5

Want in on Early Pay?5

Receive your paychecks up to two days earlier than your scheduled payday when you send your direct deposits to a Premier Checking account.

Talk with a banker to learn more.

Want in on Early Pay?5

Receive your paychecks up to two days earlier than your scheduled payday when you send your direct deposits to a Premier Checking account.

Talk with a banker to learn more.

Open a New Premier Checking Account and Get a $3006 Bonus When You7:

Open a New Premier Checking Account and Get a $3006 Bonus When You7:

Open a New Premier Checking Account and Get a $3006 Bonus When You7:

  • Enroll in online banking & e-statements
  • Have $500+ in direct deposits each month of the Qualification Period

Promo code applied automatically.

Promo code applied automatically.

Mastercard is a registered trademark, & the circles design is a trademark, of Mastercard International Incorporated.

*Excludes alcohol purchases.

1. Premier Checking Fees. $25 monthly maintenance fee – waived with either i) average daily balance of $10,000, or ii) combined average relationship balance of $75,000 per monthly statement cycle. Relationship balances include owned consumer checking, savings, money market, and certificate of deposit including retirement and MaxSafe® deposits held directly with the same charter bank. Fees may reduce earnings.

2. Interest Rate Bonus. Must have a common account owner on both the Statement Savings Advanced account(s) and the Premier Checking account(s) with the same charter. Both accounts must remain open and maintain a common account owner to receive the interest rate bonus. Rate increase is effective the next business day after the second account is opened.

3. ATM Fees. No Wintrust Financial Corporation (‘WTFC’) transaction charge at ATMs in the Allpoint, ATM Access (Town Bank customers only), MoneyPass, or Sum networks. Banks outside the network may impose ATM surcharges. Surcharge fees assessed by owners of ATMs outside the network will be reimbursed. Reimbursement excludes 1.10% International Service fee for certain foreign transactions conducted outside the continental U.S.

4. Digital Banking Services. Online or mobile banking required to access Zelle®. Internet/mobile connectivity required. Mobile banking required to access remote deposit capture. Deposits made through mobile banking or remote deposit capture are subject to deposit limits & funds are typically available by next business day. Deposit limits may change at any time. Third-party message/data rates & other restrictions may apply. For more information go to wintrust.com/agreement-and-disclosure.

5. Early Pay. Early Pay allows eligible direct deposits for consumer accounts to be credited to your account up to 2 business days early. Early availability is not guaranteed and is determined based on receipt of payer information and standard fraud prevention monitoring. Direct deposit is a payment made by a government agency, employer, or other third-party organization via electronic deposit, but does not include teller/ATM/mobile or remote deposits, wire transfers, digital banking/telephone transfers between accounts at WTFC, external transfers from accounts at other financial institutions, peer-to-peer network payments like Zelle® or Venmo, or debit card transfers & deposits.

6. Premier Checking Bonus Information. Offer valid for accounts opened 2/1/24 – 1/29/25. Offer not available to existing or closed checking account customers of WTFC & its subsidiaries or employees. Limit 1 bonus payment per customer, regardless of number of accounts opened; may only be received from 1 WTFC location. Offer combinable with any WTFC savings offer. Bonus payment subject to IRS 1099-INT reporting & may be considered income for tax purposes.

7. Premier Checking Bonus Qualifications. (i) Open new Premier Checking account; (ii) mention offer during in-branch account opening, visit URL provided, or enter Echecking300 when applying online; (iii) have direct deposits totaling at least $500 per month made to the new account for 2 consecutive calendar months after the calendar month the new account was opened (‘Qualification Period’); & (iv) enroll in online banking & e-statements within the Qualification Period. Direct deposit is a payment made by a government agency, employer, or other third-party organization via electronic deposit, but does not include teller/ATM/mobile or remote deposits, wire transfers, digital banking/telephone transfers between accounts at WTFC, external transfers from accounts at other financial institutions, peer-to-peer network payments like Zelle® or Venmo, or debit card transfers & deposits. New account must be open & have a balance greater than $0 to receive bonus payment. Balance determined as of end of each business day as funds currently in the account including deposits & withdrawals made in the business day. For eligible customers, bonus is deposited into the new account within 30 calendar days after the Qualification Period. A listing of WTFC locations can be found here: wintrust.com/locations.