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An account that grows with them!
An account that grows with them!
An account that grows with them!
A Junior Savers account helps children learn how money and banking work. Free activities provide fun for everyone along the way!
A Junior Savers account helps children learn how money and banking work. Free activities provide fun for everyone along the way!
No minimum to open. $200 daily minimum balance to avoid a $5 monthly maintenance fee once the Junior Saver turns 22.
$10 when you start
New accounts get a $10 bonus1 to start earning interest with qualifying activities!2
Clubs make saving fun
Here’s how we make learning fun: The Junior Savers and Teen Banking Clubs host events and free activities all year round!
Earn Treat Dollars
Account holders can collect Treat Dollars for discounts on purchases around town. Find out how to get them and where to use them.
- Wintrust Container (Win UI)
$10 when you start
New accounts get a $10 bonus1 to start earning interest with qualifying activities!2
Clubs make saving fun
Here’s how we make learning fun: The Junior Savers and Teen Banking Clubs host events and free activities all year round!
Earn Treat Dollars
Account holders can collect Treat Dollars for discounts on purchases around town. Find out how to get them and where to use them.
- Container 1
- Container 2
- Container 3
Junior Savers Account3
Junior Savers Account3
A Junior Savers account provides the building blocks for a healthy financial future and grows with kids until adulthood. Treat Dollars can help young savers see the value in saving money and setting goals.
There are no monthly maintenance fees or minimum balance requirements for as long as the account holder is under 22.
A Junior Savers account provides the building blocks for a healthy financial future and grows with kids until adulthood. Treat Dollars can help young savers see the value in saving money and setting goals.
There are no monthly maintenance fees or minimum balance requirements for as long as the account holder is under 22.
Get involved with our free clubs!
Junior Savers Club4
Club members can attend multiple free and paid events, trips, and activities throughout the year, organized by their Junior Savers coordinators. Friends are welcome and grown-ups might enjoy them too!
There are also free, interactive activities aimed at building life and financial skills at your local branch or online every month.
Teen Banking Club4
Our club for adolescent account holders who want to learn about financial literacy, and their community, through enjoyable activities.
Teen Banking Club coordinators work with local organizations to plan fun events, find volunteer opportunities, and give members a chance to interact with others in their community. Activities are available all year, so join in anytime!
Think a Junior Savers account is a good fit for the child in your life?
Think a Junior Savers account is a good fit for the child in your life?
Don’t miss out!
Get notified about Junior Savers events and more!
Find a Wintrust Community Bank
Let’s connect you to your nearest Wintrust Community Bank
1. Junior Savers Account Bonus Information. Offer valid for accounts opened 2/1/24 - 1/29/25. Offer not available to existing or closed savings account customers of WTFC & its subsidiaries or employees. Limit 1 bonus payment per customer, regardless of number of accounts opened; may only be received from 1 WTFC location. Offer combinable with any WTFC checking offer. Bonus payment subject to IRS 1099-INT reporting & may be considered income for tax purposes.
2. Junior Savers Bonus Qualifications. (i) Open new Junior Savers account; (ii) mention this offer during in-branch account opening, visit the URL provided, or enter Junior10 when applying online; & (iii) be under the age of 22 at time of account opening. New account must be open & have a balance greater than $0 to receive bonus payment. Balance determined as of end of each business day as funds currently in the account including deposits & withdrawals made in the business day. For eligible customers, bonus is deposited into the new account within 60 calendar days after the Qualification Period. A listing of WTFC locations can be found here: wintrust.com/locations.
3. Junior Savers Account. Child(ren) must be accompanied by a parent or guardian & present a valid social security number(s) at account opening. Fees may reduce earnings.
4. Junior Savers/Teen Banking Club. Membership is for customers under age 22.