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Don’t Get Bullied
By Your Bank

Start banking where you matter.

Don’t Get Bullied
By Your Bank

Start banking where you matter.

DIFFERENT APPROACH, BETTER RESULTS™

DIFFERENT APPROACH, BETTER RESULTS™

Whether you need a new personal account, custom business solutions, a mortgage, or help planning your financial future, we have a local expert ready to lend a hand.


It’s time to start experiencing a better approach to banking.

Stop Settling — Reward Yourself Instead

Stop Settling — Reward Yourself Instead

Experience a better way to bank with these popular products.

Experience a better way to bank with these popular products.

Take Advantage of Competitive CD Rates1

We offer a range of CD terms, allowing you to select the account that best suits your financial goals.

Explore all your CD options today!

Select your term during the application process

Select your term during the application process

Enjoy A $300 Bonus2 With Total Access Checking

When you open a new Total Access Checking account, enroll in online banking and e-statements, and have $500+ in direct deposits each month of the Qualification Period.3

  • $100 to open.
  • No minimum monthly balance or monthly maintenance fees.
  • Use any ATM nationwide, and we’ll refund the fee!4

Promo code applied automatically

Promo code applied automatically

Your business brings something different to the world. So should your bank.

Your business brings something different to the world. So should your bank.

When you work with us, you’ll get a dedicated team of experts in your industry to support you the whole way through.

Don’t just take our word for it — hear from one of our customers how the right banking partner makes all the difference.

When you work with us, you’ll get a dedicated team of experts in your industry to support you the whole way through.

Don’t just take our word for it — hear from one of our customers how the right banking partner makes all the difference.

Serving the wealth management needs of individuals, business owners, and institutions.

Serving the wealth management needs of individuals, business owners, and institutions.

Client-Centered Financial Advice For The Long Run

We take pride in delivering wealth management solutions with the highest standards of service and integrity in the industry.

Client-Centered Financial Advice For The Long Run

We take pride in delivering wealth management solutions with the highest standards of service and integrity in the industry.

Customizable lending solutions for your unique needs.

Customizable lending solutions for your unique needs.

Making Your Next Big Move?

With flexible loan options, down payment assistance programs7, and grants to eligible buyers, our local lending experts can help you secure the funding you need to make it happen.

Need To Consolidate Debt Or Get Cash For A Major Expense?

Try a Home Equity Line of Credit — a convenient and cost-efficient way to borrow money for almost any purpose.


Take A Different Approach
To Financial Wellness

Take A Different Approach
To Financial Wellness

Sign Up for a Different Approach to Financial Wellness

Sign Up for a Different Approach to Financial Wellness

Get personal financial tips and special offers when available!


Find a Wintrust Community Bank

Find a Wintrust Community Bank

With over 170 locations, you don’t have to go far to bank better.

Address

Big Enough To Serve You,
Small Enough To Know You

Big Enough To Serve You,
Small Enough To Know You

FREE COIN COUNTING5

It’s a small service that really adds up.

SAFE DEPOSIT BOXES6

Other banks may have dropped them, but not us.

LOYALTY CLUBS

Exclusive benefits and experiences for the young and young at heart.

COMMUNITY FOCUSED

We’re dedicated to the unique neighborhoods we serve.


Banking products provided by Wintrust Financial Corp. banks.  


1. CD Special.
 Minimum daily balance of $0.01 required to obtain APY. Early withdrawal penalties apply. Offer subject to change at any time & without notice. New money is money not currently held at any Wintrust Financial Corporation (‘WTFC’) location.

2. Total Access Checking Bonus Information. Offer valid for accounts opened 2/1/2024 – 1/29/2025. Offer not available to existing or closed checking account customers of WTFC & its subsidiaries or employees. Limit 1 bonus payment per customer, regardless of number of accounts opened; may only be received from 1 WTFC location. Offer combinable with any WTFC savings offer. Bonus payment subject to IRS 1099-INT reporting & may be considered income for tax purposes.

3. Total Access Checking Bonus Qualifications. (i) Open new Total Access Checking account; (ii) mention offer during in-branch account opening, visit URL provided, or enter Echecking300 when applying online; (iii) have direct deposits totaling at least $500 per month made to the new account for 2 consecutive calendar months after the calendar month the new account was opened (‘Qualification Period’); & (iv) enroll in online banking & e-statements within the Qualification Period. Direct deposit is a payment made by a government agency, employer, or other third-party organization via electronic deposit, but does not include teller/ATM/mobile or remote deposits, wire transfers, digital banking/telephone transfers between accounts at WTFC, external transfers from accounts at other financial institutions, peer-to-peer network payments like Zelle® or Venmo, or debit card transfers & deposits. New account must be open & have a balance greater than $0 to receive bonus payment. Balance determined as of end of each business day as funds currently in the account including deposits & withdrawals made in the business day. For eligible customers, bonus is deposited into the new account within 30 calendar days after the Qualification Period. A listing of WTFC locations can be found here: wintrust.com/locations.

4. ATM Fees. No WTFC transaction charge at ATMs in the Allpoint, ATM Access (Town Bank customers only), MoneyPass, or Sum networks. Banks outside the network may impose ATM surcharges. Surcharge fees assessed by owners of ATMs outside the network will be reimbursed. Reimbursement excludes 1.10% International Service fee for certain foreign transactions conducted outside the continental U.S.

5. Free Coin Counting. Available for consumer households, business customers, & nonprofits. Fees may apply for non-customer businesses.

6. Safe Deposit Boxes. Safe deposit boxes are not FDIC-insured. 



Mortgage Lending is provided through our affiliate Wintrust Mortgage. Wintrust Mortgage is a division of Barrington Bank & Trust Company, N.A., a Wintrust Community Bank, NMLS #449042.

7. Down Payment Assistance Options. Restrictions apply depending on program selected. Programs, rates, terms, and conditions are subject to change at any time and without notice. All approvals are subject to underwriting guidelines.


Securities, insurance products, financial planning, & investment management services offered through Wintrust Investments, LLC (Member FINRA/SIPC), founded in 1931. Asset management & financial planning services offered by Great Lakes Advisors. Trust services provided by The Chicago Trust Company, N.A.

Investment products such as stocks, bonds, & mutual funds are:
NOT FDIC INSURED | NOT BANK GUARANTEED | MAY LOSE VALUE | NOT A DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY