Wintrust (“Sponsor”) Official Guess the Foam Fingers Sweepstakes Rules 

This sweepstakes is not sponsored by DePaul University or Northwestern University. The names DePaul University, Northwestern University, and associated copyrights are used with permission of DePaul University and Northwestern University. 

1. NO PURCHASE OR BANK TRANSACTION NECESSARY TO ENTER. A purchase or transaction does not increase your chances of winning. Need not be a customer of Wintrust Financial Corporation to enter; becoming a customer will not increase your chances of winning. Void where prohibited.

2. Eligibility: Sweepstakes is open to those 18 and over. Sweepstakes not open to residents of FL, NY, or RI. Employees of Wintrust Financial Corporation, its affiliates, and their relatives are not eligible to participate.

3. To enter: Sweepstakes begins on 12/4/2024 and ends on 2/5/2025 (‘sweepstakes period’). Participants may visit wintrust.com/foamfinger during the sweepstakes period to submit 1 sweepstakes entry. Or, to enter the sweepstakes without obligation, complete the entry form with all requested information and mail to 9700 W. Higgins Rd., Ste. 550, Rosemont, IL 60018 by 11:59 p.m. on 2/5/2025. Not responsible for late entries. One entry per form; limit 1 entry per person

4. Prizes: Three (3) prizes will be awarded. One (1) grand prize winner will receive $500 and two (2) secondary winners will receive $100 each. Prizes will be delivered via mail to address provided upon sweepstakes entry.

5. Prize restrictions: Prizes are non-transferable. Federal, state and local taxes, and any expenses relating to the acceptance and use of the prize not specified, are the sole responsibility of the winner. The estimated retail value of each prize is $500 for the grand prize winner and $100 for the two (2) secondary winners; and prizes are not IRS 1099-INT reportable. Winners may make no substitution/transfer of prize. Limit 1 prize per person.

6. Drawing: 2/9/2025. Prizewinners will be determined from entries. Determination will be conducted at 9700 W. Higgins Rd., Ste. 550, Rosemont, IL 60018.

7. Odds: Odds of being selected as a sweepstakes winner will depend on the total number of eligible entries received.

8. Winner Notification/Prize Awards: Winners will be notified by phone by 2/10/2025 and do not need to be present to win. Winners may need to submit information confirming their eligibility. For a complete list of winners, please mail a self-addressed stamped envelope to 9700 W. Higgins Rd., Ste. 550, Rosemont, IL 60018. 

9. Additional Terms: By participating, entrants agree: 1) the decision of the Sponsor shall be final in all respects; 2) to release, discharge and hold harmless Sponsor and its respective parents, subsidiaries, affiliates, officers, directors, and employees from any liability, claims, or damages arising out of their participation in the sweepstakes, and the acceptance, use, misuse, or possession of any prize. By accepting a prize, winners agree to, where legal, the use of their names and/or likenesses for advertising and publicity purposes without additional compensation or consideration. 

10. Limitations of Liability: Sponsor is not responsible for the printing of or typographical errors in any sweepstakes-related materials or for entries that are lost due to computer or electronic malfunction. Sponsor reserves the right to cancel or modify the sweepstakes if fraud or technical failures compromise the integrity of the sweepstakes as determined by Sponsor in its sole discretion.

11. Privacy Policy: The privacy policy is available at any Wintrust Community Bank location or online at wintrust.com/privacy. For a full listing of locations, visit wintrust.com/locations.

12. Email Marketing: By entering, you acknowledge Wintrust and its affiliates may send you news, event information, and marketing communications via email. You can, at any time and free of charge, choose not to receive those email communications by clicking on the unsubscribe link within the email, or by opting out at wintrust.com/privacy. Opting out of receiving email communications will not affect your chances of winning.

13. Sponsored by: Wintrust Financial Corporation, 9700 W. Higgins Rd., Ste. 550, Rosemont, IL 60018.