Are you preparing to buy or rent a new home? Do you have questions about funding for making improvements on the home you already own? Make a great next move with these tips.

Buying a Home in Today’s Market

“From fluctuating interest rates to shifting supply, it feels like you’re constantly hearing a back-and-forth between ‘buyer’s’ and ‘seller’s’ markets. But your friendly experts at Wintrust Mortgage are always here to answer any questions and guide you through the mortgage process — no matter how the market looks.”

5 Financial Tips for Renting a Home

“In a hot rental market, there are more potential renters vying for fewer properties. If you’re competing with other candidates to land a rental house, it’s wise to be prepared to pay a deposit when you view a home.”

The Do’s and Don’ts of Using Home Equity Lines of Credit

“When mortgage rates are high, HELOCs can be a smarter way to access home improvement funds since refinancing rates are usually unfavorable. In addition, using HELOC money for home improvements may make the interest you pay on a HELOC tax deductible, but please consult with your accountant to be certain of that.”

How to Get a Tax Break for Buying a Historic Home

“No matter what state you live in, you may be able to qualify for the federal Historic Rehabilitation Tax Credit (HTC). Through this credit, homeowners who own a historic income-producing building (can) receive 20% of the qualifying costs spent on rehabilitating their historic property.” 

If you didn’t find the answer you’re looking for above, or you’re ready to take the next step in your housing journey, our local experts are always standing by to help.