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SBA Lending

Dedicated to your success, our team has the know-how to guide you through the lending process and secure the precise solution your business needs to thrive.

    UP TO $500,000 

  SBA Express Program

   SBA Express Program

  • Can help with expansions, acquisitions, and cash flow management
  • Lower down payments on fixed-asset loans 
  • Longer amortization on business expansion loans
  • Expedited turnaround time
  • Revolving lines of credit are also available 

    UP TO $5M

  SBA 7A Loan2

   SBA 7A Loan2

  • Expand your business, purchase another company, or improve cash flow via debt refinance or longer amortization
  • Loan amount may exceed traditional bank collateral requirements
  • Fees can be financed

    MOST POPULAR! 

    UP TO $10M

  SBA 504 Loan3

   SBA 504 Loan3

  • Assist with the acquisition or refinance of equipment and owner-occupied real estate
  • Benefits include lower down payments as low as 10% and longer-term fixed rates on a portion of the financing
  • Fees can also be financed

Our bankers take the time to guide you through the fast loan approval process. We don’t sell loans on the secondary market — we find a customized solution for you out of the many business lending options. You can always count on our experienced lending team to work with you as your business grows.

CASH MANAGEMENT

A successful business starts with...

DEPOSIT SOLUTIONS

Put it somewhere safe

WINTRUST@WORK

Work hard. Bank easy.

1. SBA Express Loan. Loans must be SBA eligible and are subject to Wintrust and SBA underwriting guidelines. Business must be at least two years old. Brokered loans and construction loans are excluded. Standard closing costs apply. Must have a valid business tax ID number or Social Security number. Rates are subject to change. See the bank for details.

2. SBA 7(a) Loan. Subject to underwriting guidelines. Subject to the U.S. Small Business Administration standard operating procedures at time of approval. Packaging fee of $5,000.00 applies. Third party expenses paid by the borrower and all fees can be financed.

3. SBA 504 Loan. Subject to underwriting guidelines. Subject to the U.S. Small Business Administration standard operating procedures at time of approval. Third party expenses paid by the borrower and all fees can be financed.