Data tokens on this page

Asset-Based Lending

Asset-Based Lending

With today’s economic challenges, middle-market company owners need strong, experienced lenders that understand their business. We believe unique businesses deserve unique financing solutions. Wintrust Business Credit specializes in creative and competitive revolving lines of credit on accounts receivable and inventory and term loans secured by equipment and real estate. Our experienced asset-based lending team takes the time to understand your company’s current situation and long-term goals to tailor the right solution to your business.

“We’ve found Wintrust to be more than just a bank; they have been partners and true friends. They’ve stood shoulder-to-shoulder with us as we’ve grown our business together. Every member of the Wintrust team has been a source of support and a resource of knowledge, helping us navigate through the issues every organization faces. I can truthfully say Horizon Steel would not be the company we are today without the guidance and loyalty of the best relationship bank in the business: Wintrust.”

- TONY DELEO, AND RICK NICOLAY OF HORIZON STEEL

Why Asset-Based Lending?

Whether your goal is financing growth, acquisitions, recapitalizations, or turnaround situations, Wintrust Business Credit (WBC) can help maximize your access to liquidity. Credit faculties are structured to provide financing flexibility while requiring minimal financial covenants. Asset-based structures traditionally provide higher advance rates on accounts receivable and inventory, providing more borrowing capacity than a cash flow structure. The WBC team has successfully worked with companies in a wide variety of situations.

  • High growth
  • Mergers and acquisitions
  • Recapitalization
  • Restructuring and turnaround
  • Seasonal and cyclical needs
  • High cash flow leverage
  • High growth
  • Mergers and acquisitions
  • Recapitalization
  • Restructuring and turnaround
  • Seasonal and cyclical needs
  • High cash flow leverage

The Expertise to Serve You

The WBC Senior management team averages over 25 years of experience, providing business owners with a superior level of confidence that they are receiving the right financial advice. Our team of lenders listens and understands each business’s unique needs and will work to provide a senior debt structure that allows each client to grow and prosper. Clients are drawn to how we approach relationship lending with our creative structuring and competitive pricing. Our team has worked with clients across a wide range of industries.

  • Manufacturing
  • Distribution
  • Logistics and trucking
  • Food and beverage
  • Temporary staffing
  • Steel and metals
  • Wholesale
  • B2B Service
  • Manufacturing
  • Distribution
  • Logistics and trucking
  • Food and beverage
  • Temporary staffing
  • Steel and metals
  • Wholesale
  • B2B Service

To learn more about WBC, please email or call Jason LeuVoy at 312-837-1329.

Representative Transactions

TREASURY MANAGEMENT

Maximize your business strategy

PRIVATE CLIENT

Manage, preserve and grow your wealth

WINTRUST@WORK

Work hard. Bank easy.