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Small Business Checking & Savings
You work hard for every dollar your small business earns. Our deposit solutions keep your money secure while making it quickly and easily accessible when you need it.
Grow Your Deposits And Business With Confidence!
3.00% BUSINESS SAVINGS ADVANCED1 SPECIAL
Open a new Business Savings Advanced account and get a 3.00% Annual Percentage Yield ('APY')2, with qualifying activities3.
Variable rate. No minimum to open. $1,000 daily minimum balance to avoid a $10 monthly maintenance fee. New money only.
Grow Your Deposits And Business With Confidence!
3.00% BUSINESS SAVINGS ADVANCED1 SPECIAL
Open a new Business Savings Advanced account and get a 3.00% Annual Percentage Yield ('APY')2, with qualifying activities3.
Variable rate. No minimum to open. $1,000 daily minimum balance to avoid a $10 monthly maintenance fee. New money only.
Lock In Limited-Time Rates For Your Small Business
We offer business savings and money market accounts that offer competitive interest rates and allow you to move money between accounts easily.
ASK YOUR BANKER ABOUT SPECIAL OFFERS ON CDS!
OUR CHECKING ACCOUNTS
$300 BONUS4
To qualify, open a new Entrepreneur Checking account, enroll in business online banking & e-statements, deposit & maintain $1,500 or more, & complete 5 qualifying transactions within the Qualification Period.5
Entrepreneur
Checking
Designed for businesses just starting out, this account grows as you grow. You’ll work with a designated business banker that will help you every step of the way.
- No minimum monthly balance or monthly maintenance fees6
- 150 free monthly transactions6
- Free single-user
i-BusinessBanking™ profile - Free online statements7
- i-BusinessBanking™ Mobile with mobile remote deposit capture7
- No minimum to open
Business Community Checking
For established businesses ready for the next step, this account has the tools and perks to meet your growing needs. Your designated business banker will support you through any goal.
- No monthly maintenance fee with $2,500 minimum average collected balance8
- 250 free monthly transactions8
- Free i-BusinessBanking™ profile with unlimited non-token users & 2 free token users9
- Free online statements7
- i-BusinessBanking™ Mobile with mobile remote deposit capture7
- No minimum to open
Have-It-All® Business Checking
For larger enterprises who have higher transaction needs that have large average collected balances.
- $20,000 minimum average collected balance required to avoid a $30 monthly maintenance fee
- 400 free monthly transactions10
- i-BusinessBanking™ profile with unlimited non-token users & 2 free token users9
- Free online statements7
- i-BusinessBanking™ Mobile with mobile remote deposit capture7
- No minimum to open
Entrepreneur Checking
Designed for businesses just starting out, this account grows as you grow. You'll work with a designated business banker that will help you every step of the way.
- Tiered checking account
- No minimum balance1,2
- 75 free transactions3
- i-BusinessBanking™ profile4
- Online e-statements5
- Remote deposit capture via mobile or
i-BusinessCapturePro™5 - No minimum to open
Business Community Checking
For established businesses ready for the next step, this account has the tools and perks to meet your growing needs. Your designated business banker will support you through any goal.
- $5,000 minimum average collected balance6
- 250 free transactions3
- Two users on the same i-BusinessBanking profile4
- Online e-statements5
- Remote deposit capture5
- No minimum to open
Have-It-All® Business Checking
For larger enterprises who have higher transaction needs that have large average collected balances.
- $20,000 minimum average collected balance7
- 400 free transactions3
- Two users on the same i-BusinessBanking profile4
- Online e-statements5
- Remote deposit capture5
- No minimum to open
- WC 1
- WC 2
- WC 3
OUR CHECKING ACCOUNTS
$300 BONUS4
OUR CHECKING ACCOUNTS
$300 BONUS4
$300 BONUS4
$300 BONUS1 With qualifying activities. See below.
To qualify, open a new Entrepreneur Checking account, enroll in business online banking & e-statements, deposit & maintain $1,500 or more, & complete 5 qualifying transactions within the Qualification Period.5
Entrepreneur Checking
Entrepreneur
Checking
Designed for businesses just starting out, this account grows as you grow. You’ll work with a designated business banker that will help you every step of the way.
- No minimum monthly balance or monthly maintenance fees6
- 150 free monthly transactions6
- Free single-user i-BusinessBanking™ profile
- Free online statements7
- i-BusinessBanking™ Mobile with mobile remote deposit capture7
- No minimum to open
$500 BONUS2 With qualifying activities. See below.
Business Community Checking
Business Community
Checking
For established businesses ready for the next step, this account has the tools and perks to meet your growing needs. Your designated business banker will support you through any goal.
- No monthly maintenance fee with $2,500 minimum average collected balance8
- 250 free monthly transactions8
- Free i-BusinessBanking™ profile with unlimited non-token users & 2 free token users9
- Free online statements7
- i-BusinessBanking™ Mobile with mobile remote deposit capture7
- No minimum to open
Have-It-All® Business Checking
Have-It-All® Business
Checking
For larger enterprises who have higher transaction needs that have large average collected balances.
- $20,000 minimum average collected balance required to avoid a $30 monthly maintenance fee
- 400 free monthly transactions10
- i-BusinessBanking™ profile with unlimited non-token users & 2 free token users9
- Free online statements7
- i-BusinessBanking™ Mobile with mobile remote deposit capture7
- No minimum to open
WEALTH
We can help you plan for the future
WEALTH
We can help you plan for the future
If you’re thinking ahead, we’d like to help you invest in your future. Whatever your financial goals, we can help you achieve them.
SMALL BUSINESS LENDING
Give your business possibilities
SMALL BUSINESS LENDING
Give your business possibilities
You have ideas and you need to make them happen. We get that. We’re happy to offer the lending tools you need to help your business start, run, grow and flourish.
TREASURY MANAGEMENT
Maximize your business strategy
TREASURY MANAGEMENT
Maximize your business strategy
With our best-in-class client service and sophisticated products, we’re able to help you meet and exceed business goals.
1. Business Savings Advanced Account. Interest rate may change at any time. Fees may reduce earnings.
2. Business Savings Advanced Special. Offer subject to change at any time & without notice. Annual Percentage Yield ('APY') accurate as of 12/19/2024, with qualifying activities. Minimum daily balance of $0.01 required to obtain APY. Offer available to existing or closed savings account customers of Wintrust Financial Corporation ('WTFC') & its subsidiaries or employees. Offer combinable with any WTFC checking offer, but not with a Business Savings deposit bonus offer.
3. Business Savings Advanced Special Qualifications. (i) Open new Business Savings Advanced account; (ii) mention offer during in-branch account opening; & (iii) deposit new money (money not currently held at any WTFC location) into the new Business Savings Advanced account at account opening.
4. Entrepreneur Checking Bonus Information. Offer valid for accounts opened 2/1/24 – 1/29/25. Offer not available to existing or closed business checking account customers of WTFC & its subsidiaries or employees, Political Action Committee, fiduciary, or campaign accounts. Limit 1 bonus payment per customer, regardless of number of accounts opened; may only be received from 1 WTFC location. Offer combinable with any WTFC business savings offer. Bonus payment subject to IRS 1099-INT reporting for sole proprietorships & single member LLCs, & may be considered income for tax purposes.
5. Entrepreneur Checking Bonus Qualifications. (i) Open new Entrepreneur Checking account; (ii) mention offer during in-branch account opening; (iii) maintain at least $1,500 on each of the last business days for 2 consecutive calendar months after the calendar month the account was opened ('Qualification Period'); (iv) complete 5 qualifying transactions (ACH debit, ACH credit, wire transfer, or debit card transactions) within the Qualification Period; & (v) enroll in business online banking & activate e-statements within the Qualification Period. New account must be open & have a balance greater than $0 to receive bonus payment. Balance determined as of end of each business day as funds currently in the account including deposits & withdrawals made in the business day. For eligible customers, bonus is deposited into the new account within 30 calendar days after the Qualification Period.
6. Entrepreneur Checking Account. (i) No monthly maintenance fee or minimum balance requirement if performing fewer than 75 transactions; (ii) $20 monthly maintenance fee if performing 76+ transactions & $1,500 minimum average collected balance not maintained; (iii) $0.40 cost per item for additional transactions over 150.
7. i-BusinessBankingTM. Use of online banking required for access to mobile/remote banking. Remote deposit requires established business checking account with the bank. Online banking processing cutoffs remain the same in mobile. Mobile/internet connectivity required. Third-party message, data, &/or internet fees may apply.
8. Business Community Checking Account. $20 monthly maintenance fee if $2,500 minimum average collected balance not maintained. $0.40 cost per item for additional transactions over 250.
9. Additional Token Users. Additional hard token users = $3.50 per user, per month. Additional soft token users = $1.50 per user, per month. Token users required for online ACH origination & wire transfer capabilities.
10. Additional Transaction Fees. $0.40 cost per item for additional transactions over 400.
A listing of WTFC locations can be found here: wintrust.com/locations
